Mutual Funds
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Benefits of Mutual Funds
- Hi Growth / Returns,
- Liquidity,
- Tax Free Dividend,
- No Long Term Capital Gain (LTCG),
- 10% Short Term Capital Gain (STCG),
- No Gift Tax, No Wealth Tax, No TDS.
Types of Mutual Funds
Debt Fund
Balance Fund
Equity Fund
Diversified Equity Fund
Sector Specific Fund - Bank, Service, Infrastructure, Energy ..........
Capitilisation Specific Fund - Large Cap, Mid Cap, Small Cap ........
Themetic Fund -
Benefits of ELSS
ELSS (Equity Linked Saving Scheme)
Shortest Lock in of 3Years & possibility of getting higher returns
Tax Saving Under Section 80C
We recommend ELSS to investor as Tax Saving Instruments to generate better returns than NSC, PPF & Bank FD. Illustration is as below.
Investment Avenues | Returns | Lock In Period | Features |
| NSC | 8% | 6 Yrs | Return Taxable, TDS |
| PPF | 8% | 15 Yrs | Return Non Taxable |
| ELSS (Equity Link Saving Scheme) | 25% (average returns of last 5 years) | 3 Yrs | Return Non Taxable, No TDS |
| Life Insurance -Conventional | 7 to 8 % | Term of Policy | Return Non Taxable |
| Life Insurance – ULIP | 9 to 12% | Term of Policy | Return Non Taxable |
| Bank FD | 8 to 8.5% | 5 Yrs | Return Taxable, TDS |
Investment Style
Lumpsum Investment - Minimum investment Rs 5000/-
SIP Investment - Minimum investment of Rs 100/- per month for 60 months or Rs 500/- for 12 months.
Average Out on cost of investments / Rupee Cost Averaging
Good News for Muslim
We even advice as per Islamic Law / Shariah Law of Investments.
Investment in Mutual Fund is subject to Market Risk. Pl ready the offer document before investment.
